Yes. By law, any mortgage or other liens must be paid off when you sell the house. The balance of the money goes to you.

Yes, if we work quickly! Many lenders would prefer to receive payment on their mortgage loan instead of taking the property. Home Buyer Chicago often works with lenders to delay foreclosure until we can complete the home purchase and you have the money to pay off the mortgage and avoid foreclosure. If you live in Maryland and are within a certain period of time before your foreclosure sale date, we will introduce you to a Foreclosure Consultant. State law requires that if you are within a certain window, a foreclosure consultant must explain to you all of your options involved in selling your home.

We take many factors into consideration, including:  location of the home, age and condition of the property, any needed repairs, selling prices of similar homes, etc. We’ve been making real estate transactions for many years and have deep experience in determining the fair market value of a home.

Not at all! Most of the houses we purchase are in need of repairs or updating. So long as the home is basically in good condition, we’ll buy it from you.

We currently buy property in Chicagoland. If you don’t see your area listed, let us know. We are constantly expanding, and we can also contact a company in our network that will be happy to assist you.

No. Unlike many home buying companies or real estate agents, Home Buyer Chicago never charges a fee.

If all the paperwork is completed promptly, you have clear title and there are no problems, we can often complete the purchase of a property in just 7 days. Our fastest ever close was done in less than 24 hours.

We can get started with just some basic information about your house. How many bedrooms? How many bathrooms? Is there a garage? Is the basement finished? What is the overall condition of the property?

Most of our offers have a 30 day expiration date. But in many cases, homeowners find our offers so attractive and fair they accept them immediately!

Yes, as the direct cash buyers we offer the highest price possible.

There is absolutely zero obligation for you.  It’s 100% your decision… we won’t hassle you, won’t harass you… you decide what’s right for you.

Yes, we buy condos.

Yes! If you are behind on payments we can still help!